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#440 | The Curious Case of the 4.5% Whole Life

In the immediate aftermath of the changes to Section 7702 that were enacted in early 2021, the story was – understandably – entirely focused on the fact that Section 7702 rates were allowed to drop below 4% for the first time ever. The change was seen at the time as…

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#440 | The Curious Case of the 4.5% Whole Life

In the immediate aftermath of the changes to Section 7702 that were enacted in early 2021, the story was –…

#437 | Making the Case for Juvenile Policies

When I graduated from college, I was given a participating Principal Whole Life policy. Entirely unbeknownst to me, my grandfather…

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#434 | The Other Kind of Disability Insurance

The very first article in The Life Product Review was, ironically, not about life insurance at all. It was entitled…

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#433 | The Best Indexed UL

Introduction Ever since I started speaking consistently about Indexed UL back in 2008, I’ve been asked the same question at…

Product Reviews

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#439 | The VA-ization of Prudential VUL Protector

One of the mysterious things about the persistent rise of the Guaranteed VUL market has been the simultaneous decline in…

#432 | North American Secure Horizon IUL

Over the past few years, there has been a pronounced convergence of the Fixed Indexed Annuity (FIA) and Indexed UL…

#429 | Lincoln WealthBuilder IUL

Aside from some modest recent revisions to AssetEdge VUL/SVUL and lowering prices on Term, the recent introduction of WealthBuilder IUL…

#428 | John Hancock LifeCare

To say that John Hancock has scar tissue from Long Term Care insurance would be an understatement. Like many insurers,…

News and Editorials

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#438 | News Digest – 9/8/25

Guardian SafeGuard 360 Goes Mainstream When Guardian released SafeGuard 360 back in 2022, the storyline was – understandably – a…

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#436 | News Digest – 8/6/2025

This is a new format for TLPR, as discussed in the very last section. Here's what we're covering this week:…

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#399 | The Simple Case for Permanent Life Insurance

I’ve noticed that some things have changed since I’ve gotten older. A few rogue gray hairs are sprouting up over…

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#388 | 2023 in Review

Looking back over a year’s worth of articles is always fun and gratifying. There were 44 articles published on The…

Industry Commentary

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#435 | The Securitization Frontier

A Primer on Securitization Securitization is one of those words that means nothing to the vast majority of humans and…

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#425 | Waking the Japanese Giants

Earlier this month, Legal and General announced that it was selling its US entity, Banner Life, to Japanese mutual company…

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#420 | A Question of Value

12/16/24 Update - The South Carolina Department of Insurance has also mandated that A-CAP's South Carolina entities, Atlantic Coast Life…

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#419 | The PHL Variable Plot Thickens

After 6 months of near-silence on the state of PHL Variable, the Connecticut Insurance Department (CID) released updated financial statements…

Episode 21
December 14, 2020

Episode 21

Interview with Mike Pepe and Kris Beck of Proformex about the…

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Episode 20
September 21, 2020

Episode 20

Interview with Jon Mendelsohn, CEO and Founder of Ashar Group,…

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Episode 19
September 7, 2020

Episode 19

Interview with Jim Benson, former CEO of John Hancock, CEO…

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Episode 18
August 24, 2020

Episode 18

Interview with Dick Weber of Ethical Edge Consulting on what…

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